Too many capable SMEs are turned away by traditional banks, pushed towards unsuitable finance, or left confused by jargon and opaque processes. Their accountants deserve a funding partner they can trust - one who treats clients properly and gives straight answers.
We take the time to understand each business properly, package the funding case clearly, and approach lenders selectively - based on what's right for the client, not what's easiest for us.
Accountants stay informed throughout. Clients get clear options, transparent fees and straight answers. The result is stronger offers, clearer decisions, and better outcomes for everyone.
"My accountants recommended Paddock Capital to me. It has proven to be a very good choice, and Alex, the main guy, advised me honestly and completely transparently. We have just completed a restructuring loan. I would recommend them without reservation"
John Sheffield, November 2024
"Alex managed to deliver more solutions for my business in two hours than my bank managed in two months. Great support, strong understanding of needs and incredibly prompt (same day) solutions in place. Brilliant"
Anonymous, November 2024
"Fast, courteous and effective advice and solutions - never trying to "sell" a solution that isn't right for your business, and as transparent about fee origins as you would want. 100% recommended"
James Beeson, September 2025
"My accountant recommended Alex to me and from his initial contact I was very impressed. Not only is Alex extremely knowledgeable he is professional and polite. Alex explained everything fully to me and made sure I understood before committing to the finance. I highly recommend Paddock Capital as they exceeded my expectations throughout. Not only is Alex outstanding at what he does, nothing was too much trouble... What a great company, great knowledge and most importantly great customer service"
Wendy Woodwards, November 2025
"Alex is wonderful! Very hands-on and is a breath of fresh air in a world where customer service is becoming non-existent. Alex was there from start to finish, always at the end of the phone and taking his role very seriously. Courteous, polite and professional. A wonderful, personal experience and delivered what was promised. We definitely recommend Paddock Capital"
John Dullam, December 2025
"I recently was introduced to Alex by my accountant after exploring some commercial finance on my own. Alex was incredibly knowledgeable, low pressure and fantastic at explaining all the options available to me. He spoke to me on a true business owner level and took the time to make sure I was making the right decision for me and the business. Will go to him for any future commercial finance advice absolutely"
Ellen, September 2026

OFFER RATE
Twice the offer and completion rate of the average broker on the UK's largest small business lending platform

CLIENT SATISFACTION
100% client satisfaction, backed by Trustpilot reviews and testimonials from accountants and clients across the UK

INDUSTRY EXPERTISE
Our founder is a Guest Lecturer in Alternative Finance at the University of Warwick and a Virgin Startup Finance & Funding Advisor

We work in close partnership with UK accountants who want a trusted, dependable route to funding for their SME clients.
We act as a natural extension of your advice, providing funding expertise, clear communication and integrity you can stand behind.
You stay informed throughout, your clients are treated properly, and funding supports the business rather than complicating it.

We support established small and medium sized businesses across the UK looking to fund growth, manage cash flow or navigate change.
We take the time to understand the business properly, explain options clearly, and recommend funding that fits both immediate needs and longer-term plans.
Our aim is simple: secure the right finance, at the right time, and then step back until you need us again.
PHONE 01858 414306 EMAIL enquiries@paddockcapital.co.uk
Mon | 09:00 – 18:00 | |
Tue | 09:00 – 18:00 | |
Wed | 09:00 – 18:00 | |
Thu | 09:00 – 18:00 | |
Fri | 09:00 – 18:00 | |
Sat | Closed | |
Sun | Closed |
Alex Austin, our Managing Director, is a proud Affiliate Member of the Guild of Business Finance Professionals.
The Guild upholds the highest possible industry standards, strengthening the voice of intermediaries to help lenders and borrowers identify best practices, understand the value of expert guidance, and access trusted professionals with confidence.
You can find out more about the Guild at https://bfpguild.org/

Copyright © 2026 Paddock Capital LIMITED - All Rights Reserved. Paddock Capital is a trading style of Paddock Capital Limited (15814053). Paddock Capital Ltd is a credit broker not a lender. The firm deals with a panel of lenders. We will typically receive commission from lenders. Any such commission will typically take the form of a fixed fee or a percentage of the facility amount drawndown, however commission structures vary between lenders.